Indonesia's OJK to Exclude Small Loans from Credit Scores to Boost Homebuying

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•OJK is Indonesia's Financial Services Authority responsible for regulating financial services.
•Small loans will no longer be counted in credit score calculations starting in 2026.
•The policy targets easing access to mortgages and other homebuying loans.
•The change is expected to benefit borrowers with minor debts who previously faced credit score penalties.

▸If OJK successfully implements the exclusion of small loans from credit scores more Indonesians with minor debts could qualify for home loans, potentially increasing homeownership and boosting the housing market.

StocksIndonesian property developersUpward Pressure

Easier access to home loans may increase demand for housing, benefiting property development companies.

This is not investment advice. Market exposure is based on conditional event analysis.

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